Bernie Acosta

Bernie Acosta

Sales Manager

NMLS#: 1294843

About Bernie

Proudly serving clients across Florida, Maryland, Pennsylvania and Texas.

I understand that buying or refinancing a home is one of the most significant financial decisions my clients will make. That's why I'm committed to giving my team the knowledge, resources, and support they need to guide borrowers through the mortgage process with confidence and attention to every detail.

With extensive experience across all facets of mortgage lending, I can help my team navigate everything from first-time home purchases to refinancing and complex financing needs. My expertise includes Conventional, Jumbo, FHA, VA, USDA, and Renovation loans.

I stay current on financial and housing-market trends, mortgage guidelines, and state and federal regulations so I can serve as a trusted resource for my team and our clients. My goal is to ensure our clients receive more than just a loan—they receive informed guidance and the most competitive financing solution for their unique needs.

Realtors! Announcing Our: Real Estate Realities Masterminds

On 10/21/2026 at 2:00 pm

In a crowded market, doing great work is not always enough. People also need to understand what makes working with you different. Join me for Real Estate Realities: Jumpstart Your 2027 with Lance Pendleton on October 21 at 2 p.m. ET. Lance will share how to: - Create messaging that cuts through industry noise - Build a business around what clients truly need - Deliver an experience people remember and want to refer See you there!

Borrower Testimonials

Total Experience Score5.00
Rating: 5.0 out of 5.0 from Encompass
Bernies communication was top notch. Every time I had a question or wanted to change something, it got done immediately.
JacobGainesville, FL
Rating: 5.0 out of 5.0 from Encompass
i was able to communicate with him.
EricLake City, FL
Rating: 5.0 out of 5.0 from Encompass
Bernie was consistently pleasant, attentive, supportive and genuinely invested in seeing us through the process. We sincerely appreciate the level of care and professionalism he brought to the experience.
MandyGainesville, FL
Rating: 5.0 out of 5.0 from Encompass
Answer questions with knowledge,every time my buyers need to contact Bernie they get responses promptly. As Realtor represented buyers he was very helpful as well.Very greafull to work with him .waiting for more deals to close.
Yunet HernandezBronson, FL
Rating: 5.0 out of 5.0 from Encompass
The whole process for the purchase of my house was great from the beginning, for the support, professional ethics, and efficiency of those who made it possible, they also become people that we could never forget.
AramisBronson, FL
Rating: 5.0 out of 5.0 from Encompass
I had a great eperience working with Bernie. He gets things done.
LEONARDOAlachua, FL