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Gianni Cerretani is a nationally recognized mortgage professional with over 26 years of industry experience, consistently ranking in the top 1% of mortgage originators nationwide. Renowned for his exceptional client care, he has been named among the Top 100 Mortgage Professionals by Experience.com for customer service and stands as the #1 Home Heroes affiliate lender in his state and #5 in the country.
Proudly serving clients across Florida, Georgia, South Carolina and Tennessee.
Gianni is also a two-time Telly Award-winning television host on The American Dream TV Network, where he leads the segment Financing the American Dream. Through this platform, he educates and empowers viewers with insights into homeownership, financing strategies, and building generational wealth.
“I’m passionate about serving the community that has saved my life—twice. Through the Homes for Heroes® program, I’m proud to give back to those who dedicate their lives to serving others, including firefighters, law enforcement, military, healthcare professionals, educators, and first responders.
This program was created to recognize your sacrifice and help make homeownership more affordable, offering meaningful savings when buying, selling, or refinancing a home.
To every hero in our community—thank you for all that you do. It’s an honor to support you and ensure you receive the benefits you’ve earned, every step of the way.”
We’re proud to work with Elite‑Level Home Inspections, a trusted inspection partner known for thorough reports, clear communication, and reliable service. While clients are always free to choose any licensed home inspector, we’re happy to share recommendations based on experience and proven results.
We’re proud to work with Divorce to Dream Life, a trusted resource for individuals navigating the financial and emotional complexities of divorce. While clients are always free to choose any professional, we’re happy to share partners who prioritize guidance, clarity, and a thoughtful approach during major life transitions.
God’s Warriors began as a vision from founder David Delk, combining his passion for fitness with his faith in Jesus Christ. Since its founding, the ministry has reached thousands of students, coaches, and communities—using strength, discipline, and faith to make Christ known.
Proud to partner and make a difference in the community.
Neuse River Golden Retriever Rescue is a volunteer-driven nonprofit dedicated to rescuing, rehabilitating, and rehoming golden retrievers and golden-hearted dogs in need. With over 25 years of service, they continue to make a meaningful impact through community education, responsible pet advocacy, and the support of donors and foster families.
In memory of Chief Cerretani. Proud supporter of the work they do.
Through Gianni’s partnership with Cutco, you can elevate your closing experience with a premium, practical gift that clients will use and appreciate for years to come. Cutco knives deliver lasting quality and everyday value—making a memorable impression long after the transaction is complete
The mortgage process doesn't have to be confusing. Explore quick, easy-to-follow videos covering AnnieMac's loan programs, first-time homebuyer tips, mortgage do's and don'ts, credit guidance, and more—so you can make informed decisions with confidence.
Rating: 5.0 out of 5.0 from Encompass The team was forth coming at every step. I was able to talk to someone whenever I needed. They provided thorough explanations. DayanaPowder Springs, GA Jun 17
The team was forth coming at every step. I was able to talk to someone whenever I needed. They provided thorough explanations.
Rating: 5.0 out of 5.0 from Encompass Communication was clear and direct. ChaseFlowery Branch, GA Jun 12
Communication was clear and direct.
Rating: 5.0 out of 5.0 from Encompass Working with Gianni is always a great experience. Gianni's knowledge and creativity sets him apart. Gianni is great with connecting with my clients which leads to smooth transactions. LewisFlowery Branch, GA Jun 09
Working with Gianni is always a great experience. Gianni's knowledge and creativity sets him apart. Gianni is great with connecting with my clients which leads to smooth transactions.
Rating: 5.0 out of 5.0 from Zillow Best experience hands down. Gianni is the best and has the dream team standing right beside him. You cannot beat the patience and communication skills of this unit. Very personable and diligent. I’m not sure how this process would have gone had it been anyone else. Highly recommend. T.B.East Point, GA Jun 06
Best experience hands down. Gianni is the best and has the dream team standing right beside him. You cannot beat the patience and communication skills of this unit. Very personable and diligent. I’m not sure how this process would have gone had it been anyone else. Highly recommend.
Rating: 5.0 out of 5.0 from Zillow Gianni and his team made the mortgage process easier and less intimidating by breaking it down into manageable steps and guiding us through the whole process. TynanDecatur, GA Jun 06
Gianni and his team made the mortgage process easier and less intimidating by breaking it down into manageable steps and guiding us through the whole process.
Rating: 5.0 out of 5.0 from Zillow Gianni and his team helped us a lot throughout the process of acquiring our first house, being very patient and kind. They answer all our concerns, they are very professional. Edgar CortesSmyrna, GA Jun 06
Gianni and his team helped us a lot throughout the process of acquiring our first house, being very patient and kind. They answer all our concerns, they are very professional.
Rating: 5.0 out of 5.0 from Zillow Team Cerretani was excellent in our home buying journey. This was our second time using Team Cerretani and they exceeded our expectations. Would highly reccomend them. SeanHampton, GA Jun 06
Team Cerretani was excellent in our home buying journey. This was our second time using Team Cerretani and they exceeded our expectations. Would highly reccomend them.
Rating: 5.0 out of 5.0 from Zillow We are grateful to Gianni and his team for their guidance through our home buying process. They attended every detail and left no issue unresolved, so our journey concluded with a smooth and event-free closing. I solidly recommend Gianni and Homebridge. User61888Marietta, GA Jun 06
We are grateful to Gianni and his team for their guidance through our home buying process. They attended every detail and left no issue unresolved, so our journey concluded with a smooth and event-free closing. I solidly recommend Gianni and Homebridge.
Rating: 5.0 out of 5.0 from Zillow My husband and I were first time home buyers coming from a different state and Home bridge just made everything so easy and they were always there when we had questions and helped us with whatever was needed definitely recommend and will be using them again when the time comes! Adr1999Dallas, GA Jun 06
My husband and I were first time home buyers coming from a different state and Home bridge just made everything so easy and they were always there when we had questions and helped us with whatever was needed definitely recommend and will be using them again when the time comes!
Rating: 5.0 out of 5.0 from Zillow Gianni and his team were great! They were there whenever I was confused about anything and were great at communicating throughout the entire home purchasing process. Will definitely recommend to family and friends. SonjaAtlanta, GA Jun 06
Gianni and his team were great! They were there whenever I was confused about anything and were great at communicating throughout the entire home purchasing process. Will definitely recommend to family and friends.
Rating: 5.0 out of 5.0 from Zillow They helped me secure a loan for my new home in just over a month, despite my unique circumstances , Gianni and his team was amazing to work with and always available to answer any questions I had. I couldn't have asked for a better experience! Despite challenges with COVID and other setbacks, the customer service never faltered. Elbert (Lenox) ClairAtlanta, GA Jun 06
They helped me secure a loan for my new home in just over a month, despite my unique circumstances , Gianni and his team was amazing to work with and always available to answer any questions I had. I couldn't have asked for a better experience! Despite challenges with COVID and other setbacks, the customer service never faltered.
Rating: 5.0 out of 5.0 from Zillow Working with Team Cerretani was a great experience for me. All my questions were answered patiently and in a timely manner. I’m very thankful I had them during this process! I will definitely recommend the team to anyone purchasing a home. Twright2878Lithonia, GA Jun 06
Working with Team Cerretani was a great experience for me. All my questions were answered patiently and in a timely manner. I’m very thankful I had them during this process! I will definitely recommend the team to anyone purchasing a home.
Rating: 5.0 out of 5.0 from Zillow The team was attentive and responsive to all our needs throughout the entire home loan purchase process. I highly recommend Gianni and his team they were all professional, caring, and kind. Very knowledgeable as well. 2Cfxrq5Xs5Fairburn, GA Jun 06
The team was attentive and responsive to all our needs throughout the entire home loan purchase process. I highly recommend Gianni and his team they were all professional, caring, and kind. Very knowledgeable as well.
Rating: 5.0 out of 5.0 from Encompass The process ran so smooth and alot faster than I had expected. We've never refinanced before so we were nervous it was goingnti be a bunch of hoops to jump through. Gianni and everyone he put us in contact with was absolutely a dream to work with and made us feel so comfortable and informed the entire process. The peace of mind this has provided us... Kelly ReaganDallas, GA Jun 05
The process ran so smooth and alot faster than I had expected. We've never refinanced before so we were nervous it was goingnti be a bunch of hoops to jump through. Gianni and everyone he put us in contact with was absolutely a dream to work with and made us feel so comfortable and informed the entire process. The peace of mind this has provided us...
Rating: 5.0 out of 5.0 from Encompass Very professional, extremely quick, closed it without any issues Joseph HAcworth, GA Jun 05
Very professional, extremely quick, closed it without any issues
Rating: 4.9 out of 5.0 from Encompass He was always available took my calls Angelia LeighFort Mill, SC Jun 05
He was always available took my calls
Rating: 5.0 out of 5.0 from Encompass Everyone without exception was kind, respectful and caring. They kept me informed throughout the process and made sure I understood what was happening and what to expect. Absolutely stellar service! Thank you all! Patricia AnnWoodstock, GA Jun 05
Everyone without exception was kind, respectful and caring. They kept me informed throughout the process and made sure I understood what was happening and what to expect. Absolutely stellar service! Thank you all!
Rating: 5.0 out of 5.0 from Encompass The communication, the assistance, and the attention to detail to everything . This team worked with me to make sure that i wasn't setting myself up for failure! Gianni and his team was AMAZING TO WORK WITH AND WILL RECOMMEND EVERY CHACE I GET KyneshiaLithonia, GA Jun 05
The communication, the assistance, and the attention to detail to everything . This team worked with me to make sure that i wasn't setting myself up for failure! Gianni and his team was AMAZING TO WORK WITH AND WILL RECOMMEND EVERY CHACE I GET
Rating: 5.0 out of 5.0 from Encompass My experience was great because I was allowed to ask as many questions as needed without Gianni or team being irritated. They knew I was new to the process and they walked with me through every step with patience and grace. They communicated very well and responded to me quickly. I appreciate this team so much! PeGysiaJonesboro, GA Jun 05
My experience was great because I was allowed to ask as many questions as needed without Gianni or team being irritated. They knew I was new to the process and they walked with me through every step with patience and grace. They communicated very well and responded to me quickly. I appreciate this team so much!
Rating: 5.0 out of 5.0 from Encompass Personal experience knowledgeable and kind professional people Vanessa ReneeEllenwood, GA Jun 05
Personal experience knowledgeable and kind professional people
Rating: 5.0 out of 5.0 from Encompass Everyone was very professional . Answered all my questions in a timely manner. Great job team MarciaMcdonough, GA Jun 05
Everyone was very professional . Answered all my questions in a timely manner. Great job team
Rating: 5.0 out of 5.0 from Encompass Gianni and his team were able to step in when I made the decision to leave my previous lender. They completed in 3 weeks what y previous lender could not do in 3 months. Thank you so much again. KiraAtlanta, GA Jun 05
Gianni and his team were able to step in when I made the decision to leave my previous lender. They completed in 3 weeks what y previous lender could not do in 3 months. Thank you so much again.
Rating: 5.0 out of 5.0 from Encompass Gianni is the goat. He is always a phone call or text away and going to find a way to make things work out perfect for my clients! I love our partnership, and excited to keep changing lives together! JusticeAtlanta, GA Jun 05
Gianni is the goat. He is always a phone call or text away and going to find a way to make things work out perfect for my clients! I love our partnership, and excited to keep changing lives together!
Rating: 5.0 out of 5.0 from Encompass Everyone was with me explaining who they were, the next steps and what I needed all the way. I love Chelsie she was amazing 🤩 but everyone else was as well. Thank you all so much. Even though I went over my budget a little 😀 I am very pleased OllieMacon, GA Jun 05
Everyone was with me explaining who they were, the next steps and what I needed all the way. I love Chelsie she was amazing 🤩 but everyone else was as well. Thank you all so much. Even though I went over my budget a little 😀 I am very pleased