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With 28 years of experience as a trusted mortgage advisor, Cynthia Thomas is passionate about helping clients navigate the home financing process with confidence. Whether you’re a first-time homebuyer or looking to refinance, her goal is to offer personalized, strategic mortgage solutions tailored to your unique goals. Known for her in-depth understanding of loan products, competitive market rates, and local real estate trends, Cynthia works tirelessly to ensure clients receive the best possible financing options. She is committed to making the mortgage process as straightforward and transparent as possible, guiding clients through each step with clear communication and expert advice. By building strong, lasting relationships with borrowers, real estate agents, and other professionals, she ensures every transaction runs smoothly, with successful outcomes. Her approach is rooted in trust, integrity, and a genuine desire to see clients succeed in achieving their homeownership dreams. Outside of work, Cynthia loves spending time with her family, enjoying the local seafood and her two doodles, Chewbacca and Sully.
Cynthia by far was one of the best officers I have worked with. She was responsive, and helped pave the way for my first time buyers. Thank you Cynthia!!!! - Hailee Erica Hailee Sopchoppy, FL May 11 Rating: 5.0 out of 5.0 from Encompass
Cynthia by far was one of the best officers I have worked with. She was responsive, and helped pave the way for my first time buyers. Thank you Cynthia!!!! - Hailee
I'm a carpenter and do not use technology. Cynthia made the online process smooth and easy for me. She was patient and considerate with all my questions and concerns. I was surprised at how easy the process was. Thank you so much Cynthia. I appreciate everything you have done for me. Joseph Allen Lanark Village, FL April 24 Rating: 5.0 out of 5.0 from Encompass
I'm a carpenter and do not use technology. Cynthia made the online process smooth and easy for me. She was patient and considerate with all my questions and concerns. I was surprised at how easy the process was. Thank you so much Cynthia. I appreciate everything you have done for me.
Everything was explain very good, the staff seemed very professional and made things as smooth as possible and very friendly Christopher Sopchoppy, FL April 23 Rating: 5.0 out of 5.0 from Encompass
Everything was explain very good, the staff seemed very professional and made things as smooth as possible and very friendly
a lender that ALWAYS goes the extra mile. Thank you again! Karen Ann Crawfordville, FL April 20 Rating: 5.0 out of 5.0 from Encompass
a lender that ALWAYS goes the extra mile. Thank you again!
The kindness and caring through this process was greatly treasured. I appreciated Cynthia's compassion and honesty with each communication. Her wealth of knowledge, as told by others, was confirmed with my experience. Thank you! Cathy Tallahassee, FL April 16 Rating: 5.0 out of 5.0 from Encompass
The kindness and caring through this process was greatly treasured. I appreciated Cynthia's compassion and honesty with each communication. Her wealth of knowledge, as told by others, was confirmed with my experience. Thank you!
The great communication and being on top of things Rebecca Leigh-Ann Bristol, FL April 16 Rating: 5.0 out of 5.0 from Encompass
The great communication and being on top of things