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Proudly serving clients across FL, AL, AR, AZ, CA, DE, GA, IL, IN, KY, LA, MD, MI, MN, NC, NJ, OH, PA, SC, TN, TX, VA, WA
I know that buying or refinancing a home is one of the biggest financial decisions that my clients will ever make. That's why I work hard to ensure my team has the resources and know-how to ease borrowers through the loan process, with no detail overlooked.
I have an extensive background in all facets of mortgage lending, so I can advise my team members in any situation, from a first-time home purchase to a refinancing. My expertise includes Conventional, Jumbo, FHA, VA, USDA, and Renovation loans.
I also make a point of keeping up with the latest financial and industry trends, as well as state and federal regulatory requirements, so I can serve as an informed advocate for my team and our clients. I make sure my team will not only get clients a loan, but the most competitive loan for them.
Everything was well explained and any questions I asked were answered in the best response possible. Everything was done in a timely manner Jose Francisco Syracuse, IN March 17 Rating: 4.8 out of 5.0 from Encompass
Everything was well explained and any questions I asked were answered in the best response possible. Everything was done in a timely manner
It was an easy process Georgina HOUSTON, TX March 09 Rating: 5.0 out of 5.0 from Encompass
It was an easy process
Excellent communication great follow up refinance process was beyond expectations Thank you for all your assistance and hard work Juanita HOUSTON, TX March 09 Rating: 5.0 out of 5.0 from Encompass
Excellent communication great follow up refinance process was beyond expectations Thank you for all your assistance and hard work
Hello, my wife and I had recently attempted to refinance our mortgage with two other companies before AnnieMacs Kris Howard reached out to me I was seriously at my witts end with the process due to the two companies I was being harassed by and basically lied to repeatedly From the moment I spoke with K... Robert P DOUGLASSVILLE, PA February 24 Rating: 5.0 out of 5.0 from Encompass
Hello, my wife and I had recently attempted to refinance our mortgage with two other companies before AnnieMacs Kris Howard reached out to me I was seriously at my witts end with the process due to the two companies I was being harassed by and basically lied to repeatedly From the moment I spoke with K...
Excellent communication...quick response and transactions Donald P ALLENTOWN, PA February 10 Rating: 5.0 out of 5.0 from Encompass
Excellent communication...quick response and transactions
Thr team was patient with me and walked me thru the process! Felix K Broadlands, VA January 23 Rating: 5.0 out of 5.0 from Encompass
Thr team was patient with me and walked me thru the process!
Kris H . was the easiest person to work with, he always responded when we reached out and was reassuring and optimistic throughout the process! Madison McKinley ALACHUA, FL January 05 Rating: 4.8 out of 5.0 from Encompass
Kris H . was the easiest person to work with, he always responded when we reached out and was reassuring and optimistic throughout the process!
Kris was very informative about the options and process. Once we made the decision to proceed, everything was aschecdtatedcsbd done very quickly. Ellis CAMERON, NC November 25 Rating: 5.0 out of 5.0 from Encompass
Kris was very informative about the options and process. Once we made the decision to proceed, everything was aschecdtatedcsbd done very quickly.
Kris was very nice and reached to me to let me know about the streamline program and that it would help me reduce my mortgage payments. He helped me through the whole process and answered my concerns. ORLANDRA N WILLIAMSBURG, VA October 30 Rating: 4.5 out of 5.0 from Encompass
Kris was very nice and reached to me to let me know about the streamline program and that it would help me reduce my mortgage payments. He helped me through the whole process and answered my concerns.
Kris , was awesom. was great all the way through the ole proces. Matthew T ANNISTON, AL October 03 Rating: 5.0 out of 5.0 from Encompass
Kris , was awesom. was great all the way through the ole proces.
From the very first call I received from Kris he made me feel confident that we were making the right choice for ourselves financially. Kris was easy to communicate with and guided us when we needed it. I would highly recommend him to anyone! Jason L SAINT CLOUD, MN September 19 Rating: 5.0 out of 5.0 from Encompass
From the very first call I received from Kris he made me feel confident that we were making the right choice for ourselves financially. Kris was easy to communicate with and guided us when we needed it. I would highly recommend him to anyone!
Kris Howard helped us with everything from start too finish Thomas NEW OXFORD, PA September 06 Rating: 5.0 out of 5.0 from Encompass
Kris Howard helped us with everything from start too finish