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I know that buying or refinancing a home is one of the biggest financial decisions that my clients will ever make. That's why I work hard to ensure my team has the resources and know-how to ease borrowers through the loan process, with no detail overlooked.
I have an extensive background in all facets of mortgage lending, so I can advise my team members in any situation, from a first-time home purchase to a refinancing. My expertise includes Conventional, Jumbo, FHA, VA, USDA, and Renovation loans.
I also make a point of keeping up with the latest financial and industry trends, as well as state and federal regulatory requirements, so I can serve as an informed advocate for my team and our clients. I make sure my team will not only get clients a loan, but the most competitive loan for them.
Rating: 4.5 out of 5.0 from Encompass I wish I was told about the total closing costs of $14,000 before the closing. I was not prepared and thought the closing costs would be in with my mortgage. That was a big surprise I was not ready for. Mary CatherineLakewood, NJ Nov 28
I wish I was told about the total closing costs of $14,000 before the closing. I was not prepared and thought the closing costs would be in with my mortgage. That was a big surprise I was not ready for.
Rating: 5.0 out of 5.0 from Encompass everything, especially your attention to evry detial and information provided at all times. Rafael AToms River, NJ Feb 20
everything, especially your attention to evry detial and information provided at all times.
Rating: 5.0 out of 5.0 from Encompass Pherrin was incredible to work with, easy to communicate with and got loan approved in record time. Followed up throughout and including at closing to ensure everything went smoothly! PaulSomerville, NJ May 07
Pherrin was incredible to work with, easy to communicate with and got loan approved in record time. Followed up throughout and including at closing to ensure everything went smoothly!