Ready to buy your dream home? Start your purchase journey today with competitive rates and expert guidance.
Lower your monthly payments or access your home equity with our refinancing options.
Access calculators, guides, and tools to help you make informed mortgage decisions.
Learn more about our company, explore career opportunities, and discover our impact on the mortgage industry.
Available weekends and evenings by appointment.
Proudly serving clients across New Jersey and Pennsylvania.
Devoted Husband, Loving Father, and Graduate of Cornell University ‘98. I have devoted my career to helping Home Owners with all of their financing needs.. For many people, selecting the right mortgage is an overwhelming experience. It doesn’t have to be. I have been in consumer finance for 27 years. I started as an Investment Advisor for a Money Management Firm. We preached suitability. Making sure the investment was the appropriate choice for the customer. I take the same approach with my mortgage clients. They need to know their options and understand how each one applies to their unique situation.
I will take the time to personally review your scenario, Give you the options, Then let you make a pressure free choice. Please call Today.
Outside of work, I enjoy fly fishing, golf, brewing, and backyard BBQ. I also serve as a USA Swim Official and am an avid Philadelphia Sports Fan.
Rating: 5.0 out of 5.0 from Encompass He made the whole process simple, easy, and stress-free. absolutely fantastic SarahMarlton, NJ Jul 26
He made the whole process simple, easy, and stress-free. absolutely fantastic
Rating: 5.0 out of 5.0 from Encompass Everything was quick and painless! Everyone we worked with was super friendly and helpful. ChristopherMarlton, NJ Jul 25
Everything was quick and painless! Everyone we worked with was super friendly and helpful.
Rating: 5.0 out of 5.0 from Encompass answered all questions and concerns KennethSicklerville, NJ Jul 21
answered all questions and concerns
Rating: 5.0 out of 5.0 from Encompass Very smooth process and all questions answered immediately. Rachel and Tom were easy to work with and was very responsive. SuzanneSicklerville, NJ Jul 19
Very smooth process and all questions answered immediately. Rachel and Tom were easy to work with and was very responsive.
Rating: 5.0 out of 5.0 from Encompass Tom and team were outstanding. We were first time home buyers requiring a fast close and Tom's team made it their mission made it their mission to do so. They ensured we were educated on our decision, walking us through each step of the experience without being pushy, leading to a great overall experience. I would recommend the team to anyone. Than... Patrick MDelran, NJ Jul 18
Tom and team were outstanding. We were first time home buyers requiring a fast close and Tom's team made it their mission made it their mission to do so. They ensured we were educated on our decision, walking us through each step of the experience without being pushy, leading to a great overall experience. I would recommend the team to anyone. Than...
Rating: 5.0 out of 5.0 from Encompass Great communication NicholasBlackwood, NJ Jul 13
Great communication
Rating: 5.0 out of 5.0 from Encompass Tom is always responsive and makes sure my clients are comfortable!! MattClayton, NJ Jul 13
Tom is always responsive and makes sure my clients are comfortable!!
Rating: 5.0 out of 5.0 from Encompass Tom was excellent communicator and was great at explaining all of our options and figure out what was best for us. Samantha also made organizing and sending in documents super easy Joseph PatrickSomerdale, NJ Jul 13
Tom was excellent communicator and was great at explaining all of our options and figure out what was best for us. Samantha also made organizing and sending in documents super easy
Rating: 5.0 out of 5.0 from Encompass Tom and his team were great! They explained everything in great detail and were able to answer all of my questions professionally and quickly. I am very thankful for their guidance during a very stressful process . SherrieBlackwood, NJ Jul 10
Tom and his team were great! They explained everything in great detail and were able to answer all of my questions professionally and quickly. I am very thankful for their guidance during a very stressful process .
Rating: 5.0 out of 5.0 from Encompass Clearly explained documents, answered all questions we had TamaraGibbstown, NJ Jul 02
Clearly explained documents, answered all questions we had
Rating: 5.0 out of 5.0 from Encompass Tom was amazing and explained everything to me. he answered every questions i had BrianWilliamstown, NJ Jun 30
Tom was amazing and explained everything to me. he answered every questions i had
Rating: 5.0 out of 5.0 from Encompass They explained everything and nade made nevfeel me feel comfortable with my decision MaryFreehold, NJ Jun 17
They explained everything and nade made nevfeel me feel comfortable with my decision
Rating: 5.0 out of 5.0 from Encompass Great communication and very helpful from start to finish! JustinElkins Park, PA Jun 13
Great communication and very helpful from start to finish!
Rating: 5.0 out of 5.0 from Encompass We were first time home buyers and Tom was very hands on. He offered a lot of assistance, guidance, and reassurance during the process. JuliaElkins Park, PA Jun 10
We were first time home buyers and Tom was very hands on. He offered a lot of assistance, guidance, and reassurance during the process.
Rating: 5.0 out of 5.0 from Encompass I cannot recommend Tom Bickett and everyone on his team highly enough! They were incredibly responsive to every email and call. They completely removed the stress from the home buying experience. They explained every step clearly and made sure we understood our options from start to finish. Melissa A.Stratford, NJ May 26
I cannot recommend Tom Bickett and everyone on his team highly enough! They were incredibly responsive to every email and call. They completely removed the stress from the home buying experience. They explained every step clearly and made sure we understood our options from start to finish.
Rating: 5.0 out of 5.0 from Encompass Buying a house can be one of the biggest and most stressful decisions, but Tom made the entire experience smooth, stress-free, and exciting from start to finish. His knowledge, patience, and dedication truly stood out every step of the way. He was always available to answer questions, guide us through the process, and made sure we felt confident in... Lupita ASicklerville, NJ May 26
Buying a house can be one of the biggest and most stressful decisions, but Tom made the entire experience smooth, stress-free, and exciting from start to finish. His knowledge, patience, and dedication truly stood out every step of the way. He was always available to answer questions, guide us through the process, and made sure we felt confident in...
Rating: 5.0 out of 5.0 from Encompass Tom has been such a big help throughout this home buying process. My wife and I weren't ready to buy and Tom was patient with us gave us instructions on how to prepare to buy. A long journey but felt amazing. We appreciate Tom , Nicole and his team so much and will definitely recommend to family and frie... NathielSicklerville, NJ May 23
Tom has been such a big help throughout this home buying process. My wife and I weren't ready to buy and Tom was patient with us gave us instructions on how to prepare to buy. A long journey but felt amazing. We appreciate Tom , Nicole and his team so much and will definitely recommend to family and frie...
Rating: 5.0 out of 5.0 from Encompass Tom and his team were amazing through the whole process MichaelStratford, NJ May 22
Tom and his team were amazing through the whole process
Rating: 5.0 out of 5.0 from Encompass Best I've ever worked with. Truly a great experience Best in class service . KevinWildwood, NJ May 19
Best I've ever worked with. Truly a great experience Best in class service .
Rating: 5.0 out of 5.0 from Encompass Tom was great - available at all hours of the day, inclduing weekends for any questions I had. This was my first home purchase, and he made it a significantly easy process! JacobWenonah, NJ May 18
Tom was great - available at all hours of the day, inclduing weekends for any questions I had. This was my first home purchase, and he made it a significantly easy process!
Rating: 5.0 out of 5.0 from Encompass Vwry knowledgeable and professional as well as easy to work with. Always a pleasure! Michael C.Wildwood, NJ May 18
Vwry knowledgeable and professional as well as easy to work with. Always a pleasure!
Rating: 4.8 out of 5.0 from Encompass Tom and the team were helpful and very responsive whenever we had questions. DevonSwedesboro, NJ May 17
Tom and the team were helpful and very responsive whenever we had questions.
Rating: 5.0 out of 5.0 from google I first was introduced to Tom about 3 1/2 years ago. It was after my realtor referred me to him as I had a complicated loan. Tom took my calls (1-3 times per week) for about 6 months straight trying to figure out my options and get my family and I into our forever home. I WILL NOT EVER get a mortgage anywhere else because Tom is that good. He actu... Janine Smith May 11
I first was introduced to Tom about 3 1/2 years ago. It was after my realtor referred me to him as I had a complicated loan. Tom took my calls (1-3 times per week) for about 6 months straight trying to figure out my options and get my family and I into our forever home. I WILL NOT EVER get a mortgage anywhere else because Tom is that good. He actu...
Rating: 5.0 out of 5.0 from google If you are buying in NJ - use Tom & team! Jake T May 07
If you are buying in NJ - use Tom & team!
Rating: 5.0 out of 5.0 from Encompass Very friendly and helpful with anything i needed or had questions about. BrianFranklinville, NJ May 02
Very friendly and helpful with anything i needed or had questions about.