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I know that buying or refinancing a home is one of the biggest financial decisions that my clients will ever make. That's why I work hard to ensure my team has the resources and know-how to ease borrowers through the loan process, with no detail overlooked.
I have an extensive background in all facets of mortgage lending, so I can advise my team members in any situation, from a first-time home purchase to a refinancing. My expertise includes Conventional, Jumbo, FHA, VA, USDA, and Renovation loans.
I also make a point of keeping up with the latest financial and industry trends, as well as state and federal regulatory requirements, so I can serve as an informed advocate for my team and our clients. I make sure my team will not only get clients a loan, but the most competitive loan for them.
Rating: 5.0 out of 5.0 from Encompass It was great working with Sam Patel and his team. They were professional, responsive, and made the entire process smooth from start to finish. I look forward to working together again in the future. MiguelLawrence, MA Mar 09
It was great working with Sam Patel and his team. They were professional, responsive, and made the entire process smooth from start to finish. I look forward to working together again in the future.
Rating: 5.0 out of 5.0 from Encompass We had such a great experience working with Sam and Yissandra throughout our home refinancing process! Everything was seamless, smooth, and stress-free from start to finish. Highly recommend their team! StephanieHudson, NH Nov 07
We had such a great experience working with Sam and Yissandra throughout our home refinancing process! Everything was seamless, smooth, and stress-free from start to finish. Highly recommend their team!
Rating: 5.0 out of 5.0 from Encompass Timely execution CamillNorth Andover, MA Aug 22
Timely execution
Rating: 5.0 out of 5.0 from Encompass Nice and friendly Malaykumar PravinbhaMethuen, MA Aug 04
Nice and friendly
Rating: 5.0 out of 5.0 from Encompass Great communication and made the process smooth. Nemesis JHaverhill, MA Jul 28
Great communication and made the process smooth.
Rating: 5.0 out of 5.0 from Encompass Communication and cobstant updated made it absolutely smooth. Very knowledgeable as well, no doubt throughout the process that the client t was well Informed and prepared because of the education provided. ReyHaverhill, MA Jul 18
Communication and cobstant updated made it absolutely smooth. Very knowledgeable as well, no doubt throughout the process that the client t was well Informed and prepared because of the education provided.
Rating: 5.0 out of 5.0 from Encompass From our very first call Sam and team made us feel comfortable, relaxed and apart of their team. Sam and his team go about things a little different than other lenders. They really go above and beyond to make you feel apart of the process, taking the time to share knowledge and advice on what’s the next best steps. They take pride in being availa... JasonSalem, NH Nov 02
From our very first call Sam and team made us feel comfortable, relaxed and apart of their team. Sam and his team go about things a little different than other lenders. They really go above and beyond to make you feel apart of the process, taking the time to share knowledge and advice on what’s the next best steps. They take pride in being availa...
Rating: 5.0 out of 5.0 from Encompass Great team and awesome communication, 0 stress during the process compared to previous lender. GeraldineManchester, NH Oct 27
Great team and awesome communication, 0 stress during the process compared to previous lender.
Rating: 5.0 out of 5.0 from Encompass What made this process great was the trust the communication was all there thanks, Sam Juan RamonMethuen, MA Oct 27
What made this process great was the trust the communication was all there thanks, Sam
Rating: 5.0 out of 5.0 from Encompass LIKE THE ENTIRE WORK TEAM PROCESS EVERYTHING CristianLawrence, MA Oct 15
LIKE THE ENTIRE WORK TEAM PROCESS EVERYTHING
Rating: 5.0 out of 5.0 from Encompass Exceptional service. We closed quickly. As always a pleasure. Already sent recommendation to some friends/ coworkers. AuryMethuen, MA Sep 26
Exceptional service. We closed quickly. As always a pleasure. Already sent recommendation to some friends/ coworkers.
Rating: 5.0 out of 5.0 from Encompass Very attentive , answered all my questions and most of all he delivered as promised Adlai KelvinMethuen, MA Sep 24
Very attentive , answered all my questions and most of all he delivered as promised
Rating: 5.0 out of 5.0 from Encompass They make it whole process very easy, fantastic communication from lander side including Sam Patel and his team. The communication was the point which makes every steps smooth. Received answers from Sam for every questions I asked. Ankit DhirajbhaiTyngsboro, MA Sep 20
They make it whole process very easy, fantastic communication from lander side including Sam Patel and his team. The communication was the point which makes every steps smooth. Received answers from Sam for every questions I asked.
Rating: 5.0 out of 5.0 from Encompass "I recently had the pleasure of working with Sam and the experience was nothing short of exceptional. From start to finish, Sam demonstrated a high level of professionalism, expertise, and dedication that truly sets him apart in the lending industry. Sam's communication skills are outstanding. He kept everyone informed and ensured that all question... AbhinayTyngsboro, MA Sep 10
"I recently had the pleasure of working with Sam and the experience was nothing short of exceptional. From start to finish, Sam demonstrated a high level of professionalism, expertise, and dedication that truly sets him apart in the lending industry. Sam's communication skills are outstanding. He kept everyone informed and ensured that all question...
Rating: 5.0 out of 5.0 from Encompass "I'm very grateful that I got to meet Sam through another lender she recommended. Sam was the best referral I ever received. He made the process very smooth and offered many options to choose from." Roberto AWoonsocket, RI Aug 31
"I'm very grateful that I got to meet Sam through another lender she recommended. Sam was the best referral I ever received. He made the process very smooth and offered many options to choose from."
Rating: 5.0 out of 5.0 from Encompass Diligent. Efficient. Great communications skills and transparent. MichelleLowell, MA Aug 01
Diligent. Efficient. Great communications skills and transparent.
Rating: 5.0 out of 5.0 from Encompass We had the pleasure of working with Sam, the branch manager at our lending bank, during the purchase of our dream home. From the very first meeting, Sam's expertise and dedication were evident. He guided us through every step of the process with clarity and patience, always making sure we understood our options and felt confident in our decisions. ... StephanieHudson, NH Jul 22
We had the pleasure of working with Sam, the branch manager at our lending bank, during the purchase of our dream home. From the very first meeting, Sam's expertise and dedication were evident. He guided us through every step of the process with clarity and patience, always making sure we understood our options and felt confident in our decisions. ...
Rating: 5.0 out of 5.0 from Encompass I have an excellent experience Rosanny De Los AngelHaverhill, MA Jun 29
I have an excellent experience
Rating: 5.0 out of 5.0 from Encompass Sam is very knowledgeable and is amazing at keeping both realtors and clients well informed of the process. Easy to work with and always makes himself available when needed. Jose Haverhill, MA Jun 25
Sam is very knowledgeable and is amazing at keeping both realtors and clients well informed of the process. Easy to work with and always makes himself available when needed.
Rating: 5.0 out of 5.0 from Encompass Great communication and expertise guidance in every step of the way, Sam made me feel like family and was always there when needed. THANK YOU Oliver GHaverhill, MA Jun 11
Great communication and expertise guidance in every step of the way, Sam made me feel like family and was always there when needed. THANK YOU
Rating: 5.0 out of 5.0 from Encompass Just the patience and working with us throughout the whole process everyone involved A plus MarvensLawrence, MA Jun 09
Just the patience and working with us throughout the whole process everyone involved A plus
Rating: 5.0 out of 5.0 from Encompass Everything was smooth and headache free. Can’t beat it. Ruben JayLawrence, MA May 12
Everything was smooth and headache free. Can’t beat it.
Rating: 5.0 out of 5.0 from Encompass Team works with clients and helps in any way to get the proper documents in place. Myrna J.Methuen, MA May 12
Team works with clients and helps in any way to get the proper documents in place.
Rating: 5.0 out of 5.0 from Encompass Sam was extremely professional, and knowledgeable. His guidance and expertise definitely made everything go smoothly. Maxwell DarioLowell, MA Apr 28
Sam was extremely professional, and knowledgeable. His guidance and expertise definitely made everything go smoothly.