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Proudly serving clients across NJ, CA, FL, GA, NC, PA, SC, TN
I know that buying or refinancing a home is one of the biggest financial decisions that my clients will ever make. That's why I work hard to ensure my team has the resources and know-how to ease borrowers through the loan process, with no detail overlooked.
I have an extensive background in all facets of mortgage lending, so I can advise my team members in any situation, from a first-time home purchase to a refinancing. My expertise includes Conventional, Jumbo, FHA, VA, USDA, and Renovation loans.
I also make a point of keeping up with the latest financial and industry trends, as well as state and federal regulatory requirements, so I can serve as an informed advocate for my team and our clients. I make sure my team will not only get clients a loan, but the most competitive loan for them.
Communication as well as being provided with great information. Questions were answered Robby K Savannah, GA April 06 Rating: 4.8 out of 5.0 from Encompass
Communication as well as being provided with great information. Questions were answered
Stephen Roe is the utmost professional and I trust him completely to get all my buyers satisfactorily to the finish line. Thank you again for another happy client!! Debra Delran, NJ April 06 Rating: 5.0 out of 5.0 from Encompass
Stephen Roe is the utmost professional and I trust him completely to get all my buyers satisfactorily to the finish line. Thank you again for another happy client!!
Very prompt and professional, helped us out every step of the way For both of our properties. Patrick S Delran, NJ April 03 Rating: 5.0 out of 5.0 from Encompass
Very prompt and professional, helped us out every step of the way For both of our properties.
Awesome customer service! Courtney Savannah, GA April 01 Rating: 5.0 out of 5.0 from Encompass
Awesome customer service!
Stephen Roe went above and beyond. Highly recommended him and his whole team. They did a wonderful job! Courtney Savannah, GA March 16 Rating: 5.0 out of 5.0 from Encompass
Stephen Roe went above and beyond. Highly recommended him and his whole team. They did a wonderful job!
Stephen Roe is the best! Angela Hope Greenville, SC September 05 Rating: 5.0 out of 5.0 from Encompass
Stephen Roe is the best!
On 04/30/2026 at 2:30 pm
Join us for Our Billion Dollar Playbook, a live mastermind designed to help real estate agents win more deals in today’s competitive market. Hear from Wes Costello of AnnieMac Home Mortgage as he breaks down the Cash2Keys suite of products and how to position your buyers like cash. Learn how Cash2Keys can level up your business.