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Proudly serving clients across NJ, AR, AZ, CA, CO, CT, FL, GA, IL, MA, MD, ME, MI, MN, NC, NV, NY, OH, PA, SC, TN, TX, UT, VA, WA, WI
I know that buying or refinancing a home is one of the biggest financial decisions that my clients will ever make. That's why I work hard to ensure my team has the resources and know-how to ease borrowers through the loan process, with no detail overlooked.
I have an extensive background in all facets of mortgage lending, so I can advise my team members in any situation, from a first-time home purchase to a refinancing. My expertise includes Conventional, Jumbo, FHA, VA, USDA, and Renovation loans.
I also make a point of keeping up with the latest financial and industry trends, as well as state and federal regulatory requirements, so I can serve as an informed advocate for my team and our clients. I make sure my team will not only get clients a loan, but the most competitive loan for them.
Rating: 4.8 out of 5.0 from Encompass Clear communication StephaneLarchmont, NY Jul 27
Clear communication
Rating: 4.8 out of 5.0 from Reviews From Previous Organization Pat was excellent from start to finish. Always there when we had questions. I would recommend him to all my friends and family SherylYonkers, NY Jul 21
Pat was excellent from start to finish. Always there when we had questions. I would recommend him to all my friends and family
Rating: 5.0 out of 5.0 from Reviews From Previous Organization Process was efficient and well organized. Pat was able to meet all our needs and closing quickly. RajaStaten Island, NY Jul 21
Process was efficient and well organized. Pat was able to meet all our needs and closing quickly.
Rating: 5.0 out of 5.0 from Reviews From Previous Organization Very professional , on time, wonderful experience ! SariWater Mill, NY Jul 21
Very professional , on time, wonderful experience !
Rating: 4.3 out of 5.0 from Reviews From Previous Organization transition when real smooth AlcidesBronx, NY Jul 21
transition when real smooth
Rating: 5.0 out of 5.0 from Reviews From Previous Organization Great person to work with and professional. FodieParamus, NJ Jul 21
Great person to work with and professional.
Rating: 5.0 out of 5.0 from Reviews From Previous Organization Pat level of communication was excellent. He also went above and beyond to make us feel comforatable during this whole process. We will definitely recommended Pat & Family First Funding to our friednds and family. GabrielleNew York City, NY Jul 21
Pat level of communication was excellent. He also went above and beyond to make us feel comforatable during this whole process. We will definitely recommended Pat & Family First Funding to our friednds and family.
Rating: 5.0 out of 5.0 from Reviews From Previous Organization Pat was available at all times for questions and made the refi experience very easy. DannyMontgomery, NY Jul 21
Pat was available at all times for questions and made the refi experience very easy.
Rating: 5.0 out of 5.0 from Reviews From Previous Organization He was always available. RubensToms River, NJ Jul 21
He was always available.
Rating: 5.0 out of 5.0 from Reviews From Previous Organization Pat got us into our dream home when other banks told us it couldn’t happen now. Really appreciate his hard work and dedication to making this deal happen. VictoriaMarlboro, NJ Jul 21
Pat got us into our dream home when other banks told us it couldn’t happen now. Really appreciate his hard work and dedication to making this deal happen.
Rating: 5.0 out of 5.0 from Reviews From Previous Organization Highly recommended Pat was there from beginning to the end made such an enjoyable way to purchase my 1st home. Thanks to Pat & his team MohammadHackensack, NJ Jul 21
Highly recommended Pat was there from beginning to the end made such an enjoyable way to purchase my 1st home. Thanks to Pat & his team
Rating: 5.0 out of 5.0 from Reviews From Previous Organization Pat was very helpful, he answered all our questions in a timely manner. AngelicaMonroe, NJ Jul 21
Pat was very helpful, he answered all our questions in a timely manner.
Rating: 5.0 out of 5.0 from Reviews From Previous Organization Pat was quickly to respond to any text or email and always give me the correct answer. He gave me best rate he was able to find even at the last minute he found he found a better rate and gave it to me JorgeMonroe, NJ Jul 21
Pat was quickly to respond to any text or email and always give me the correct answer. He gave me best rate he was able to find even at the last minute he found he found a better rate and gave it to me
Rating: 5.0 out of 5.0 from Reviews From Previous Organization Pat Villano was ontop of his game from start to finish. The communication and ability to always reach him was excellent. I would definitely recommend Pat Villano and Family First Funding to all my family and friends. IsraelBrooklyn, NY Jul 21
Pat Villano was ontop of his game from start to finish. The communication and ability to always reach him was excellent. I would definitely recommend Pat Villano and Family First Funding to all my family and friends.
Rating: 5.0 out of 5.0 from Reviews From Previous Organization Pat is simply amazing. Efficient, to the point and caring. Great communication and even our attorney firm was raving about Pat. Seamless experience. To be repeated! Definitely will send his way anyone I know in need of mortgage services. FrancescoMontgomery, NY Jul 21
Pat is simply amazing. Efficient, to the point and caring. Great communication and even our attorney firm was raving about Pat. Seamless experience. To be repeated! Definitely will send his way anyone I know in need of mortgage services.
Rating: 5.0 out of 5.0 from Reviews From Previous Organization Everything went smoothly ShpetimBronx, NY Jul 21
Everything went smoothly
Rating: 5.0 out of 5.0 from Reviews From Previous Organization Working with Pat was very comfortable, he was extremely knowledgeable and professional on one hand and then on the other hand made you feel at ease with being a friend. Family First is a great name for the company because they make you feel like family through the whole process not once did Pat not answer a text or call from me and believe me I cal... VincentArcade, NY Jul 21
Working with Pat was very comfortable, he was extremely knowledgeable and professional on one hand and then on the other hand made you feel at ease with being a friend. Family First is a great name for the company because they make you feel like family through the whole process not once did Pat not answer a text or call from me and believe me I cal...
Rating: 5.0 out of 5.0 from Reviews From Previous Organization Willing to go above and beyond ChristopherJackson, NJ Jul 21
Willing to go above and beyond
Rating: 5.0 out of 5.0 from Reviews From Previous Organization Everything was top notch, no hassle, made everything very understandable and stress free SalvatoreHowell, NJ Jul 21
Everything was top notch, no hassle, made everything very understandable and stress free
Rating: 5.0 out of 5.0 from Reviews From Previous Organization Easy communication Donna Jul 21
Easy communication
Rating: 4.8 out of 5.0 from Reviews From Previous Organization Pat was always available to answer questions and Help with computer issues Gloria Jul 21
Pat was always available to answer questions and Help with computer issues
Rating: 4.8 out of 5.0 from Reviews From Previous Organization Pat was a pleasure to work with! He was available to answer for every call, concern and question I had throughout my entire pre approval process. He made my experience as a first time home owner a great one...such a professional! Should there ever be a need for his services I would not hesitate to reach out or refer him!!!! Sophia Jul 21
Pat was a pleasure to work with! He was available to answer for every call, concern and question I had throughout my entire pre approval process. He made my experience as a first time home owner a great one...such a professional! Should there ever be a need for his services I would not hesitate to reach out or refer him!!!!