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I know that buying or refinancing a home is one of the biggest financial decisions that my clients will ever make. That's why I work hard to ensure my team has the resources and know-how to ease borrowers through the loan process, with no detail overlooked.
I have an extensive background in all facets of mortgage lending, so I can advise my team members in any situation, from a first-time home purchase to a refinancing. My expertise includes Conventional, Jumbo, FHA, VA, USDA, and Renovation loans.
I also make a point of keeping up with the latest financial and industry trends, as well as state and federal regulatory requirements, so I can serve as an informed advocate for my team and our clients. I make sure my team will not only get clients a loan, but the most competitive loan for them.
Rating: 5.0 out of 5.0 from Encompass Fran is great to work with honest , knowledgeable, and patient to guide you in your home buying process. Will definitely be working with him in the future. Highly recommending him to friends and family. RyanBrick, NJ May 27
Fran is great to work with honest , knowledgeable, and patient to guide you in your home buying process. Will definitely be working with him in the future. Highly recommending him to friends and family.
Rating: 5.0 out of 5.0 from Encompass My second time around and if I need the third you can be sure you going to see again!! thank you Luciano S.Parlin, NJ May 04
My second time around and if I need the third you can be sure you going to see again!! thank you
Rating: 5.0 out of 5.0 from write_review This is my second time around and it’s been extremely delightful work with Fran, he is professional, knowledgeable and he’s always available to answer any questions . I would definitely recommend him to everyone! Thank you Luciano Mar 16
This is my second time around and it’s been extremely delightful work with Fran, he is professional, knowledgeable and he’s always available to answer any questions . I would definitely recommend him to everyone! Thank you
Rating: 5.0 out of 5.0 from Encompass Working with Fran is a pleasure. He has a unique gift for explaining the mortgage process in a way that is clear and empowering for my clients. They provide excellent rates and even better service. It makes my job so much easier knowing my buyers are in such capable, honest hands. TheodoreBrick, NJ Mar 02
Working with Fran is a pleasure. He has a unique gift for explaining the mortgage process in a way that is clear and empowering for my clients. They provide excellent rates and even better service. It makes my job so much easier knowing my buyers are in such capable, honest hands.
Rating: 5.0 out of 5.0 from Encompass Fran and his team were amazing! Super helpful, even when we crossed a few challenges; always responsive. They were a great support in helping us by our home. Highly recommend! Toni AnnToms River, NJ Feb 19
Fran and his team were amazing! Super helpful, even when we crossed a few challenges; always responsive. They were a great support in helping us by our home. Highly recommend!
Rating: 5.0 out of 5.0 from Encompass Fran and his entire team were great to work with. We hit some challenges along the way, but Fran and his team always managed to get us through, and ultimately to the finish line. As a personal homebuyer, and as a Realtor, I am happy to refer Fran to anyone looking for an honest and reliable lender! Thank you! Toni AnnToms River, NJ Feb 16
Fran and his entire team were great to work with. We hit some challenges along the way, but Fran and his team always managed to get us through, and ultimately to the finish line. As a personal homebuyer, and as a Realtor, I am happy to refer Fran to anyone looking for an honest and reliable lender! Thank you!
Rating: 5.0 out of 5.0 from Encompass Fran is extremely genuine, and from the very beginning we knew we were in good hands. He took the time to thoroughly answer all of our questions and was always available when we needed him. This was our first time working with Fran, but it certainly won’t be our last. Thank you, Fran and the entire team, for everything! StephenBrick, NJ Jan 20
Fran is extremely genuine, and from the very beginning we knew we were in good hands. He took the time to thoroughly answer all of our questions and was always available when we needed him. This was our first time working with Fran, but it certainly won’t be our last. Thank you, Fran and the entire team, for everything!
Rating: 5.0 out of 5.0 from Encompass This is the 2nd time I have worked with Fran and his team, and it was just as great as the last. Fran is always available to answer any/all questions and made the entire process painless from start to finish. Have already told my friends and family to reach out if they are looking for a mortgage. Thank you again! Nicholas V.Brick, NJ Jun 28
This is the 2nd time I have worked with Fran and his team, and it was just as great as the last. Fran is always available to answer any/all questions and made the entire process painless from start to finish. Have already told my friends and family to reach out if they are looking for a mortgage. Thank you again!
Rating: 5.0 out of 5.0 from Encompass everyone's willingness to answer any questions we had and assisting us through the entire process Gabrielle MaiaTurnersville, NJ May 14
everyone's willingness to answer any questions we had and assisting us through the entire process
Rating: 5.0 out of 5.0 from Encompass Fran was always available to answer any questions we had and explained everything to us. We would definitely recommend him to others. TammyBrick, NJ Jan 10
Fran was always available to answer any questions we had and explained everything to us. We would definitely recommend him to others.
Rating: 5.0 out of 5.0 from Encompass Fran, Jennifer and April are extremely responsive and always on top of every aspect of the transaction at all times. KathleenScotch Plains, NJ Nov 10
Fran, Jennifer and April are extremely responsive and always on top of every aspect of the transaction at all times.
Rating: 4.8 out of 5.0 from Encompass Fran was able to get favorable terms and time-frames negotiated with the sellers AndrewBrick, NJ May 26
Fran was able to get favorable terms and time-frames negotiated with the sellers
Rating: 5.0 out of 5.0 from Encompass Fran was great to work with! He was always available to answer any questions we had and explained everything to us. We would definitely recommend him to others and would use his services again in the future. TammyBrick, NJ Mar 25
Fran was great to work with! He was always available to answer any questions we had and explained everything to us. We would definitely recommend him to others and would use his services again in the future.
Rating: 4.7 out of 5.0 from Encompass It was easy. Whenever we had questions you always answered. JosephBayville, NJ Jan 10
It was easy. Whenever we had questions you always answered.
Rating: 5.0 out of 5.0 from Encompass Fran is great at communication and takes great care of our clients. He is a pleasure to work with and makes the transaction so smooth. CarolineBayville, NJ Dec 28
Fran is great at communication and takes great care of our clients. He is a pleasure to work with and makes the transaction so smooth.
Rating: 5.0 out of 5.0 from google Fran was excellent to work from the beginning to the very end. Great communication between us. Fran explained the entire process and answered all my questions including off hours. Would recommend Fran to any of my friends. Robert Cenci Sep 26
Fran was excellent to work from the beginning to the very end. Great communication between us. Fran explained the entire process and answered all my questions including off hours. Would recommend Fran to any of my friends.
Rating: 5.0 out of 5.0 from google Brian does a great job of explaining the entire mortgage process from start to finish. He is honest with you throughout the entire process so there no surprises at the end. He is responsive, cares for his clients, and is passionate about helping people. Ryan Sep 26
Brian does a great job of explaining the entire mortgage process from start to finish. He is honest with you throughout the entire process so there no surprises at the end. He is responsive, cares for his clients, and is passionate about helping people.
Rating: 5.0 out of 5.0 from google Brian was very pleasant to work with. As a first-time homebuyer, he made put all of my worries at ease and helped walk me through the entire process. He was available to work around my schedule and made sure the process was completed on time. I am very happy with my decision to work with AnnieMac. Randy Scoras Sep 26
Brian was very pleasant to work with. As a first-time homebuyer, he made put all of my worries at ease and helped walk me through the entire process. He was available to work around my schedule and made sure the process was completed on time. I am very happy with my decision to work with AnnieMac.
Rating: 5.0 out of 5.0 from google Brian Haake was recommended to us by our real estate agent, and we were extremely satisfied with the service he provided. Brian was happy to answer every question we had throughout the mortgage loan process. He and his team were always available, even if we had a question outside of office hours. Through Brian, we were able to secure a very low rat... Kristi Boland Sep 26
Brian Haake was recommended to us by our real estate agent, and we were extremely satisfied with the service he provided. Brian was happy to answer every question we had throughout the mortgage loan process. He and his team were always available, even if we had a question outside of office hours. Through Brian, we were able to secure a very low rat...
Rating: 5.0 out of 5.0 from google Brian has made such a difficult confusing process so smooth and simple for me. He always checks in to make sure all my questions are answered and always lets me know what I need completed. This is my third time using Brian for buying/ refinancing my home. That is because he is amazing at his job! I would recommend Brian to anyone who is even thinki... Kayla Sep 26
Brian has made such a difficult confusing process so smooth and simple for me. He always checks in to make sure all my questions are answered and always lets me know what I need completed. This is my third time using Brian for buying/ refinancing my home. That is because he is amazing at his job! I would recommend Brian to anyone who is even thinki...
Rating: 5.0 out of 5.0 from Encompass Honest. Truthful. Helpful. Fran is always quick to respond with questions and concerns and helps to put the mind at ease. Gina MTrenton, NJ Feb 18
Honest. Truthful. Helpful. Fran is always quick to respond with questions and concerns and helps to put the mind at ease.
Rating: 5.0 out of 5.0 from Encompass Fran go above in be on to make sure customers happy all paperwork done in time very hard work for companies in customer make sure the get the mortgage. Thank you to him in your company MariyamMarlboro, NJ Nov 15
Fran go above in be on to make sure customers happy all paperwork done in time very hard work for companies in customer make sure the get the mortgage. Thank you to him in your company
Rating: 5.0 out of 5.0 from Encompass A pleasure working with Fran. Knowledgeable and always available to answer my questions. LucyMarlboro, NJ Nov 14
A pleasure working with Fran. Knowledgeable and always available to answer my questions.
Rating: 5.0 out of 5.0 from Encompass Fran was awesome. Explained everything in great detail and moved the process as quick as possible. Jose C.Manahawkin, NJ Oct 29
Fran was awesome. Explained everything in great detail and moved the process as quick as possible.
Rating: 5.0 out of 5.0 from Encompass Knowledgeable and helpful staff. Got back to me with answers to questions in a timely manner MichaelBrowns Mills, NJ Oct 27
Knowledgeable and helpful staff. Got back to me with answers to questions in a timely manner