Eunice Smith

Mortgage Loan Originator

NMLS#: 244537

About Eunice

Proudly serving clients across Minnesota.

I know that buying or refinancing a home is one of the biggest financial decisions that my clients will ever make. That's why I work hard to ensure my team has the resources and know-how to ease borrowers through the loan process, with no detail overlooked.

I have an extensive background in all facets of mortgage lending, so I can advise my team members in any situation, from a first-time home purchase to a refinancing. My expertise includes Conventional, Jumbo, FHA, VA, USDA, and Renovation loans.

I also make a point of keeping up with the latest financial and industry trends, as well as state and federal regulatory requirements, so I can serve as an informed advocate for my team and our clients. I make sure my team will not only get clients a loan, but the most competitive loan for them.

Borrower Testimonials

Total Experience Score4.95
Rating: 5.0 out of 5.0 from Encompass
She was absolutely amazing and helpful and made it so much less stressful!!! Great great service!!!
Tomika SBaudette, MN
Rating: 5.0 out of 5.0 from Encompass
Very helpful and friendly with my difficult situations
AliciaSaint Cloud, MN
Rating: 5.0 out of 5.0 from Encompass
Eunice was very communicative during the process while searching for a house for a client. She answered all my questions and the buyers questions as well. She was wonderful to work with.
MollySaint Cloud, MN
Rating: 5.0 out of 5.0 from Encompass
Highly recommend
Kossi HyacintheFarmington, MN
Rating: 4.8 out of 5.0 from Encompass
Eunice was very accessible. She answered her phone every time I reach d out to her.
AmyShevlin, MN
Rating: 5.0 out of 5.0 from Encompass
Thank you so much for being able to pull last minute paperwork together WHILE we were at the closing table!
DeniseSaint Francis, MN
Rating: 5.0 out of 5.0 from Encompass
Eunice is very good at her job. She's experienced and extremely knowledgeable, she knows how to guide her clients smoothly. I appreciate her so very much ❤️
Emmanuel GRobbinsdale, MN
Rating: 5.0 out of 5.0 from Encompass
Am a first time home buyer and you all did great to make it successful.
BeckyBrooklyn Park, MN
Rating: 5.0 out of 5.0 from Encompass
very professional, experienced, and easy to get ahold of.
James JEden Prairie, MN
Rating: 4.8 out of 5.0 from Encompass
Unice was very kind and helpful. She was there every step of the way. It made it much easier. Thank you.
MaryCloquet, MN
Rating: 4.8 out of 5.0 from Encompass
Eunice and Sarah were great to work with. Very understanding and knowledgeable throughout the process. Made things so easy.
Tamara MRochester, MN
Rating: 5.0 out of 5.0 from Encompass
Eunice and Sarah and their clear communication and efficient responses.
Scott AllenBaudette, MN
Rating: 5.0 out of 5.0 from Encompass
Eunice and Sarah are easy to work with, organized, respond very timely, and explain the process well. Highly recommend Eunice and her team to other buyers.
MarlaBaudette, MN
Rating: 5.0 out of 5.0 from Encompass
Communication, explanation
DonaldCottage Grove, MN
Rating: 5.0 out of 5.0 from Encompass
As a first time homebuyer it was a very exciting as well as petrifying time . Eunice and her team made everything seamless , great communication, ease of understanding all the way up to closing . I will as well as already have recommended her to anyone I know .
KristaBaudette, MN
Rating: 5.0 out of 5.0 from Encompass
Eunice and her team always deliver excellent results, very thorough and no last minute surprises. Truly appreciate you all. Thanks much, Chichi
Chibuzo TheresaDayton, MN
Rating: 5.0 out of 5.0 from Encompass
The help and support was wonderful navigating the process
Elizabeth RBurnsville, MN
Rating: 4.7 out of 5.0 from Encompass
It was easy and fast
Affoue PriscaRamsey, MN
Rating: 5.0 out of 5.0 from Encompass
Eunice and Sarah were very supportive and helpful. I have never met Eunice, but she made me feel like she was my mother supporting me to reach my highest potential with success. I felt love through her support. She will forever be a part of me in a positive way. Thank you!
Emmanuel GraiyanBrooklyn Park, MN
Rating: 4.8 out of 5.0 from Encompass
Eunice always responded to questions quickly with an informed answer. She provided all options to me and educated me when I didn't understand a part of the process or what my option were.
EricMinneapolis, MN
Rating: 4.8 out of 5.0 from Encompass
Very informing and swift to reply and respond.
StephenBrooklyn Center, MN
Rating: 5.0 out of 5.0 from Encompass
Prompt, professional, kind service.
ZacharyMinneapolis, MN
Rating: 5.0 out of 5.0 from Encompass
Speedy pre-approval process, promptness, consistent feedbacks received during the process of the loan, professional and friendly touch.
AnaniMinneapolis, MN
Rating: 4.8 out of 5.0 from Encompass
Eunice was very knowledgeable and good to work with. She was quick to respond and always available when we had questions.
LaurenWest St Paul, MN
Rating: 5.0 out of 5.0 from Encompass
Eunice was fantastic at navigating us through the very complex closing process and was always available to answer our many questions!
NicholasWest St Paul, MN