Ready to buy your dream home? Start your purchase journey today with competitive rates and expert guidance.
Lower your monthly payments or access your home equity with our refinancing options.
Access calculators, guides, and tools to help you make informed mortgage decisions.
Learn more about our company, explore career opportunities, and discover our impact on the mortgage industry.
Proudly serving clients across Ohio, Indiana and Kentucky.
I know that buying or refinancing a home is one of the biggest financial decisions that my clients will ever make. That's why I work hard to ensure my team has the resources and know-how to ease borrowers through the loan process, with no detail overlooked.
I have an extensive background in all facets of mortgage lending, so I can advise my team members in any situation, from a first-time home purchase to a refinancing. My expertise includes Conventional, Jumbo, FHA, VA, USDA, and Renovation loans.
I also make a point of keeping up with the latest financial and industry trends, as well as state and federal regulatory requirements, so I can serve as an informed advocate for my team and our clients. I make sure my team will not only get clients a loan, but the most competitive loan for them.
Rating: 4.5 out of 5.0 from Encompass The team was easy to work with. LaurindaWaverly, OH May 29
The team was easy to work with.
Rating: 5.0 out of 5.0 from Encompass My husband and I had a great experience working with Les. He made our home buying process so much easier. As someone with not a lot of knowledge about financing , he was thorough with describing what options would be best for us & answered any questions we had. Les was great at communicating with us all... Holly DHighland Heights, KY May 26
My husband and I had a great experience working with Les. He made our home buying process so much easier. As someone with not a lot of knowledge about financing , he was thorough with describing what options would be best for us & answered any questions we had. Les was great at communicating with us all...
Rating: 4.8 out of 5.0 from Encompass Led and his team were very personable and answered all questions quickly. He was very accessible as PatrickWaverly, OH May 23
Led and his team were very personable and answered all questions quickly. He was very accessible as
Rating: 5.0 out of 5.0 from Encompass Les, Kellie and team were super-responsive, organized, and knowledgeable. They went above and beyond to get us to our lightning quick closing. And to top it off, they were kind and delightful! Stephanie N.Cincinnati, OH Apr 28
Les, Kellie and team were super-responsive, organized, and knowledgeable. They went above and beyond to get us to our lightning quick closing. And to top it off, they were kind and delightful!
Rating: 5.0 out of 5.0 from Encompass Lender team is on top of everything . Very good communication and clear direction. made home buying easy . BillySpringfield, OH Apr 16
Lender team is on top of everything . Very good communication and clear direction. made home buying easy .
Rating: 5.0 out of 5.0 from Encompass Les is the best ! I never have to wait for a response and he has an answer for my clients the same day. He goes above and beyond when working on getting a client approved ! MichelleChillicothe, OH Apr 13
Les is the best ! I never have to wait for a response and he has an answer for my clients the same day. He goes above and beyond when working on getting a client approved !
Rating: 4.8 out of 5.0 from Encompass Thank you for being understanding and taking the time to walk through each and every step. I truly appreciate it. ArmonFairfield, OH Apr 13
Thank you for being understanding and taking the time to walk through each and every step. I truly appreciate it.
Rating: 5.0 out of 5.0 from Encompass Les and his team are very help, and it was a pleasure working with them PaulBainbridge, OH Apr 10
Les and his team are very help, and it was a pleasure working with them
Rating: 5.0 out of 5.0 from Encompass Great experience with Les and his team. Would highly recommend! TimothyChillicothe, OH Apr 06
Great experience with Les and his team. Would highly recommend!
Rating: 5.0 out of 5.0 from Encompass Les and his team were very responsive even in the off hours. I would highly recommend his company! TimothyChillicothe, OH Apr 03
Les and his team were very responsive even in the off hours. I would highly recommend his company!
Rating: 5.0 out of 5.0 from Encompass Les was available at all hours and made the process very easy to follow and understand. He was extremely personable and always allowed us to feel in control. EvanCincinnati, OH Mar 30
Les was available at all hours and made the process very easy to follow and understand. He was extremely personable and always allowed us to feel in control.
Rating: 5.0 out of 5.0 from Encompass My experience has been great working with this team! They were professional, friendly, and timely. They worked hard to get me into my forever home and closed on time. I would recommend them 100%! SavannahChillicothe, OH Mar 30
My experience has been great working with this team! They were professional, friendly, and timely. They worked hard to get me into my forever home and closed on time. I would recommend them 100%!
Rating: 5.0 out of 5.0 from Encompass Les and his team made everything go as easy as possible. SaraPiketon, OH Mar 26
Les and his team made everything go as easy as possible.
Rating: 5.0 out of 5.0 from Encompass Les was always there to answer any questions we had. He truly worked for us and valued our thoughts and did what was best for us. RyanPiketon, OH Mar 25
Les was always there to answer any questions we had. He truly worked for us and valued our thoughts and did what was best for us.
Rating: 5.0 out of 5.0 from Encompass Les and his team were great to work with! He is very responsive and always willing to help. i I would recommend Les to all of my clients! TesieChillicothe, OH Mar 25
Les and his team were great to work with! He is very responsive and always willing to help. i I would recommend Les to all of my clients!
Rating: 5.0 out of 5.0 from Encompass Great communication, on time, kept updated on statu. TenleyCincinnati, OH Mar 24
Great communication, on time, kept updated on statu.
Rating: 5.0 out of 5.0 from Encompass Fast, easy refinance. AshleyChillicothe, OH Mar 10
Fast, easy refinance.
Rating: 5.0 out of 5.0 from Encompass They were all great and so much help to me! McKenzieWheelersburg, OH Mar 09
They were all great and so much help to me!
Rating: 5.0 out of 5.0 from Encompass Les exceeded any expectations we had and was pleasant to work with throughout the entire process. He answered when I called and was always eager to support and assist where possible. Would highly recommend Les to anyone seeking a lender. Christopher RyanCincinnati, OH Mar 09
Les exceeded any expectations we had and was pleasant to work with throughout the entire process. He answered when I called and was always eager to support and assist where possible. Would highly recommend Les to anyone seeking a lender.
Rating: 5.0 out of 5.0 from Encompass Les,Jordan, Lucas and the rest of the team were all great to work with! Went above and beyond to make it happen! PatrickChillicothe, OH Mar 06
Les,Jordan, Lucas and the rest of the team were all great to work with! Went above and beyond to make it happen!
Rating: 5.0 out of 5.0 from Encompass Les was always there with any questions we had and answered us in a timely manor. Made the whole process super easy and not stressful ShaunaLondonderry, OH Feb 12
Les was always there with any questions we had and answered us in a timely manor. Made the whole process super easy and not stressful
Rating: 5.0 out of 5.0 from Encompass Everyone on the team is very polite and very responsive with any questions or concerns BradleyLondonderry, OH Feb 09
Everyone on the team is very polite and very responsive with any questions or concerns
Rating: 5.0 out of 5.0 from Encompass Les and his team communicate on every step. They do so much to put my clients at ease GregChillicothe, OH Feb 06
Les and his team communicate on every step. They do so much to put my clients at ease
Rating: 4.2 out of 5.0 from Encompass some big swings in the different disclosure numbers without much upfront communication why the changes. When I asked the questions were answered but some proactive communication would have been appreciated to avoid the surprises. MichaelCINCINNATI, OH Feb 04
some big swings in the different disclosure numbers without much upfront communication why the changes. When I asked the questions were answered but some proactive communication would have been appreciated to avoid the surprises.