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I know that buying or refinancing a home is one of the biggest financial decisions that my clients will ever make. That's why I work hard to ensure my team has the resources and know-how to ease borrowers through the loan process, with no detail overlooked.
I have an extensive background in all facets of mortgage lending, so I can advise my team members in any situation, from a first-time home purchase to a refinancing. My expertise includes Conventional, Jumbo, FHA, VA, USDA, and Renovation loans.
I also make a point of keeping up with the latest financial and industry trends, as well as state and federal regulatory requirements, so I can serve as an informed advocate for my team and our clients. I make sure my team will not only get clients a loan, but the most competitive loan for them.
Rating: 5.0 out of 5.0 from Encompass Jason helped us to understand how the program worked and was always available when questions needed to be answered. He is knowledgeable , professional and kind. We appreciate our realtor Angela Penkin connecting us with Jason so that we could have the opportunity to use this program and be provided the excelle... HeatherRochester, NY Feb 12
Jason helped us to understand how the program worked and was always available when questions needed to be answered. He is knowledgeable , professional and kind. We appreciate our realtor Angela Penkin connecting us with Jason so that we could have the opportunity to use this program and be provided the excelle...
Rating: 4.3 out of 5.0 from Encompass Jason was always available to me either by phone or text to answer any concerns or questions I had about the mortgage application process. He helped make my first home buying experience less daunting. SharonRochester, NY Feb 06
Jason was always available to me either by phone or text to answer any concerns or questions I had about the mortgage application process. He helped make my first home buying experience less daunting.
Rating: 5.0 out of 5.0 from Encompass Jason was excellent as well as the support team. Jason took the time to explain how program works with both myself, wife and agent at the same time. Jason even did this at our convenience after our work hours. Jason and team kept us informed throughout the entire process from start to finish . For the program itself. It is an outstanding program f... RobertRochester, NY Feb 06
Jason was excellent as well as the support team. Jason took the time to explain how program works with both myself, wife and agent at the same time. Jason even did this at our convenience after our work hours. Jason and team kept us informed throughout the entire process from start to finish . For the program itself. It is an outstanding program f...
Rating: 5.0 out of 5.0 from Encompass Professional, answered the phone, got the job done. KeremNewark, NY Dec 08
Professional, answered the phone, got the job done.
Rating: 5.0 out of 5.0 from Encompass This has to about the 6th original mortgage or refinance with Jason and every single one has gone well so there is no reason why we wouldn't return for another one when we need it. Lindsay OWellesley Island, NY Nov 22
This has to about the 6th original mortgage or refinance with Jason and every single one has gone well so there is no reason why we wouldn't return for another one when we need it.
Rating: 5.0 out of 5.0 from Encompass Easy to work with. DavidGreece, NY Oct 05
Easy to work with.
Rating: 5.0 out of 5.0 from Encompass Jason is an absolute plmeasure to work with and his experience and knowledge and professional manner exceeds above the industry standard. I know when I refer my clients to Jason, I can rest assure my clients are going to be very pleased and have a wonderful experience. ElizabethMount Morris, NY Aug 28
Jason is an absolute plmeasure to work with and his experience and knowledge and professional manner exceeds above the industry standard. I know when I refer my clients to Jason, I can rest assure my clients are going to be very pleased and have a wonderful experience.
Rating: 4.5 out of 5.0 from Encompass Mostly because they made it happen. I would only say as a negative that it didnt happen as fast as they said and that there are tons of paperwork. But happy with end result. Stephen L.Webster, NY Jul 21
Mostly because they made it happen. I would only say as a negative that it didnt happen as fast as they said and that there are tons of paperwork. But happy with end result.
Rating: 4.5 out of 5.0 from Encompass Fast and easy closing AnthonyRochester, NY Jul 21
Fast and easy closing
Rating: 5.0 out of 5.0 from Encompass Great smooth transactio! Keith BWaterloo, NY Jul 03
Great smooth transactio!
Rating: 5.0 out of 5.0 from Encompass The professionalim and communication were above average and it made the entire process smooth. TaylorHenrietta, NY Jul 01
The professionalim and communication were above average and it made the entire process smooth.
Rating: 4.7 out of 5.0 from Encompass Generally easy to work with, wanted more phone call directly instead of emails when there was a problem but ovreally it got done! Carol JRochester, NY Jun 29
Generally easy to work with, wanted more phone call directly instead of emails when there was a problem but ovreally it got done!
Rating: 5.0 out of 5.0 from Encompass Jason Smathers is extremely helpful and has great communication. PhilipRochester, NY Jun 02
Jason Smathers is extremely helpful and has great communication.
Rating: 5.0 out of 5.0 from Encompass Tony is always a pleasure to work with. He is quick, thorough, patient, and knowledgeabl. I always love to work with him. AryneAlden, NY May 19
Tony is always a pleasure to work with. He is quick, thorough, patient, and knowledgeabl. I always love to work with him.
Rating: 4.8 out of 5.0 from Encompass The constant communication and efficiency! SheilaRochester, NY Apr 11
The constant communication and efficiency!
Rating: 5.0 out of 5.0 from Encompass Jason is a good guy! James RLivonia, NY Apr 11
Jason is a good guy!
Rating: 5.0 out of 5.0 from Encompass Communication, timeliness, and just overall an excellent experience working with Jason Smathers at AnnieMac Home Mortgage. Corey DRochester, NY Apr 11
Communication, timeliness, and just overall an excellent experience working with Jason Smathers at AnnieMac Home Mortgage.
Rating: 5.0 out of 5.0 from Encompass Faat and professional KenonRochester, NY Apr 11
Faat and professional
Rating: 5.0 out of 5.0 from Encompass Highly recommend! Jason and Michele are knowledgeable and very helpful Kelly C.Hilton, NY Mar 05
Highly recommend! Jason and Michele are knowledgeable and very helpful
Rating: 4.5 out of 5.0 from Encompass Jason accommodated a lot of my concerns. JeremiahLivonia, NY Jan 06
Jason accommodated a lot of my concerns.
Rating: 4.8 out of 5.0 from Encompass Jason was very responsive. AndrewGeneva, NY Jan 02
Jason was very responsive.
Rating: 5.0 out of 5.0 from Encompass Jason kept on top of everything and made sure we closed in time. He was very helpful and very patient with us every single step of the way. He answered every question I had in a timely manner, as well. The process was easy with his help and we greatly appreciated it! CortneyRochester, NY Oct 21
Jason kept on top of everything and made sure we closed in time. He was very helpful and very patient with us every single step of the way. He answered every question I had in a timely manner, as well. The process was easy with his help and we greatly appreciated it!
Rating: 5.0 out of 5.0 from Encompass Quick communication and the ability to explain in “normal language” the process and what things meant. JessicaBloomfield, NY Oct 11
Quick communication and the ability to explain in “normal language” the process and what things meant.
Rating: 5.0 out of 5.0 from Encompass Jason surpassed expectations in answering questions while navigating my personal finance and house hunting criteria. He genuinely wanted the best for me and my family in finding our forever home. I've bought two homes prior to this, in different states, and I couldn't have imagined a mortgage lender providing the services Jason performed. He ensur... Rebecca AnneRochester, NY Sep 08
Jason surpassed expectations in answering questions while navigating my personal finance and house hunting criteria. He genuinely wanted the best for me and my family in finding our forever home. I've bought two homes prior to this, in different states, and I couldn't have imagined a mortgage lender providing the services Jason performed. He ensur...
Rating: 5.0 out of 5.0 from Encompass Amazing service and communication!! Smooth transaction throughout the process. Lisa ARochester, NY Aug 23
Amazing service and communication!! Smooth transaction throughout the process.