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Proudly serving clients across Massachusetts and New Hampshire.
Elisa was born and raised in Central MA & has experience of over 25 years banking in our community.
Elisa prides herself on her depth knowledge of the loan process and wide range of mortgage product knowledge.
Elisa has experience with all facets of the mortgage lending arena and believe in making the American dream of home ownership a reality.
As an experienced mortgage professional, Elisa understands the importance of providing the information you need to make confident decisions about financing your home. Whether you are purchasing a new home, refinancing your current home, or investing in residential property, her goal is to provide you with the best possible home loan experience. Elisa understands that every situation is unique and will work with you as you choose the options that will help you meet your home financing goals. Throughout her career, she has helped many people achieve their dreams of homeownership and will use that experience to help guide you throughout the mortgage process.
I have helped first-time and experienced homebuyers with Conventional Loans, Jumbo Financing, FHA Loans, Condos, & Second Homes, and Investment Properties. I look forward to working with you on all of your home loan needs!
Rating: 5.0 out of 5.0 from Encompass Elisa was very knowledgeable and quick to provide answers and guidance throughout the borrowing process . AnthonyBillerica, MA May 26
Elisa was very knowledgeable and quick to provide answers and guidance throughout the borrowing process .
Rating: 5.0 out of 5.0 from Encompass Elisa was absolutely phenomenal throughout this entire process. We worked together for 2+ years. Not only was Elisa extremely attentive, she was so knowledgeable. She gave us steps to follow to get us to a point where we had more options, she was extremely patient in ensuring we fully understood all the... MeganBillerica, MA May 23
Elisa was absolutely phenomenal throughout this entire process. We worked together for 2+ years. Not only was Elisa extremely attentive, she was so knowledgeable. She gave us steps to follow to get us to a point where we had more options, she was extremely patient in ensuring we fully understood all the...
Rating: 5.0 out of 5.0 from google Elisa was fantastic for our multi-family purchase. She was highly responsive and monitored market rates to ensure we locked in at the best time. Her focus on document deadlines kept our fast closing right on track. Highly recommend Ryan Commo May 04
Elisa was fantastic for our multi-family purchase. She was highly responsive and monitored market rates to ensure we locked in at the best time. Her focus on document deadlines kept our fast closing right on track. Highly recommend
Rating: 5.0 out of 5.0 from Zillow Working with Elisa was so amazing she made everything so much easier. She was always just a call or text away and made everything go so smoothly. I would definitely use her again and or recommend her to a friend or family member. TanyaLunenburg, MA Apr 30
Working with Elisa was so amazing she made everything so much easier. She was always just a call or text away and made everything go so smoothly. I would definitely use her again and or recommend her to a friend or family member.
Rating: 5.0 out of 5.0 from Zillow We refinanced through Elisa. She was a pleasure to work with. The process was quick, clear, and very easy. She was available for any and all questions. Kara EkstromBoylston, MA Apr 30
We refinanced through Elisa. She was a pleasure to work with. The process was quick, clear, and very easy. She was available for any and all questions.
Rating: 5.0 out of 5.0 from Encompass It was a pleasure working with Elisa for my first rental property mortgage. She was knowledgeable, responsive and helped make sure our documents were on track for a quick closing. Thanks Elisa! RyanAthol, MA Apr 27
It was a pleasure working with Elisa for my first rental property mortgage. She was knowledgeable, responsive and helped make sure our documents were on track for a quick closing. Thanks Elisa!
Rating: 5.0 out of 5.0 from Encompass Elisa was on top of everything, communicated well and made the process smooth for me and my buyer. EddieNewburyport, MA Apr 15
Elisa was on top of everything, communicated well and made the process smooth for me and my buyer.
Rating: 5.0 out of 5.0 from google Working with my lender was truly one of the best parts of buying my first home. She was always available, incredibly responsive, and never made me feel like any question was too small—no matter how many I had! As a first-time homebuyer, I had a lot of concerns and uncertainties, but she was patient, supportive, and guided me every step of the way... Carla Redman Apr 02
Working with my lender was truly one of the best parts of buying my first home. She was always available, incredibly responsive, and never made me feel like any question was too small—no matter how many I had! As a first-time homebuyer, I had a lot of concerns and uncertainties, but she was patient, supportive, and guided me every step of the way...
Rating: 5.0 out of 5.0 from google I can't recommend Elisa Cuddy enough! She truly goes above and beyond for her clients. Her communication throughout the entire process was outstanding, always keeping myself and the buyers informed and making sure they understood everything. Beyond her professionalism, she has such a great personality, which made working with her a real pleasure. Y... Cinthya Velazquez Apr 02
I can't recommend Elisa Cuddy enough! She truly goes above and beyond for her clients. Her communication throughout the entire process was outstanding, always keeping myself and the buyers informed and making sure they understood everything. Beyond her professionalism, she has such a great personality, which made working with her a real pleasure. Y...
Rating: 5.0 out of 5.0 from Encompass Working with her was truly one of the best parts of buying my first home. She was always available, incredibly responsive, and never made me feel like any question was too small—no matter how many I had! As a first-time homebuyer, I had a lot of concerns and uncertainties, but she was patient, supportive, and guided me every step of the way. S... CarlaAthol, MA Mar 21
Working with her was truly one of the best parts of buying my first home. She was always available, incredibly responsive, and never made me feel like any question was too small—no matter how many I had! As a first-time homebuyer, I had a lot of concerns and uncertainties, but she was patient, supportive, and guided me every step of the way. S...
Rating: 5.0 out of 5.0 from Encompass Another Great Transaction with Elisa! Concerned, Available, Knowledgeable and an over great resource and partner in business. DylanGardner, MA Mar 09
Another Great Transaction with Elisa! Concerned, Available, Knowledgeable and an over great resource and partner in business.
Rating: 5.0 out of 5.0 from Encompass Weeks was informative and helpful the whole way through she was always there, no matter the time or how silly the question she gave us great customer service Christine AnnGardner, MA Mar 09
Weeks was informative and helpful the whole way through she was always there, no matter the time or how silly the question she gave us great customer service
Rating: 5.0 out of 5.0 from google Elisa was a huge help in getting my buyer to the closing table, she was always accessible to update a pre approval or check on a property. Her knowledge and guidance on the Mass Housing programs were invaluable! Debbie Courtney (Debbie Courtney Homes) Feb 25
Elisa was a huge help in getting my buyer to the closing table, she was always accessible to update a pre approval or check on a property. Her knowledge and guidance on the Mass Housing programs were invaluable!
Rating: 5.0 out of 5.0 from google Elisa, is a true professional, she is extremely knowledgeable about the ever changing lending market, she is a pleasure to work with cares about her clients and always works in her clients best interest. She will help with all your lending needs. The highest recommendation. Jason Arakelian Feb 25
Elisa, is a true professional, she is extremely knowledgeable about the ever changing lending market, she is a pleasure to work with cares about her clients and always works in her clients best interest. She will help with all your lending needs. The highest recommendation.
Rating: 5.0 out of 5.0 from google Working with Elisa Cuddy was a complete game changer. My clients had been searching for 2 years, wrote over 30 offers, and refused to use anything other than a small mortgage w/ a home sale contingency—an approach that just couldn’t compete in today’s market. Telling them “you didn’t get the house” had become as common as saying hello, ... Dylan Maclean Feb 24
Working with Elisa Cuddy was a complete game changer. My clients had been searching for 2 years, wrote over 30 offers, and refused to use anything other than a small mortgage w/ a home sale contingency—an approach that just couldn’t compete in today’s market. Telling them “you didn’t get the house” had become as common as saying hello, ...
Rating: 5.0 out of 5.0 from google Elisa is great! Very knowledgable, professional and responds quickly! I worked closely with Elisa and a buyer to secure great home in Leominster in a very competitive market. We used the Cash2Keys program to our advantage. Highly Recommend Elisa for your mortgage needs! Ben Roy Feb 02
Elisa is great! Very knowledgable, professional and responds quickly! I worked closely with Elisa and a buyer to secure great home in Leominster in a very competitive market. We used the Cash2Keys program to our advantage. Highly Recommend Elisa for your mortgage needs!
Rating: 5.0 out of 5.0 from Encompass Elisa was always available morning and night when we needed updated updates pre-approvals or to check properties to see if we might have any MHP issues, she was always communicative and so helpful! DeborahWinchendon, MA Dec 18
Elisa was always available morning and night when we needed updated updates pre-approvals or to check properties to see if we might have any MHP issues, she was always communicative and so helpful!
Rating: 5.0 out of 5.0 from Encompass This was my first time working alongside Annie Mac Home Mortgage, and I hope to collaborate with them again soon. Clear and prompt communication was greatly appreciated. The entire transaction was seamless. Elisa was nothing but professional and helpful throughout the process. An exceptional experience. MichaelWestminster, MA Dec 12
This was my first time working alongside Annie Mac Home Mortgage, and I hope to collaborate with them again soon. Clear and prompt communication was greatly appreciated. The entire transaction was seamless. Elisa was nothing but professional and helpful throughout the process. An exceptional experience.
Rating: 5.0 out of 5.0 from Encompass As a first time home buyer and a single working mom, the thought of purchasing a home was very frightening to me. Elisa was so kind and helpful every step of the way. She responded to questions quickly, she was patient with me, and she eased my anxiety so many times. Elisa was also quick and efficient. I'm finally officially a homeowner and I could... TamaraFitchburg, MA Dec 02
As a first time home buyer and a single working mom, the thought of purchasing a home was very frightening to me. Elisa was so kind and helpful every step of the way. She responded to questions quickly, she was patient with me, and she eased my anxiety so many times. Elisa was also quick and efficient. I'm finally officially a homeowner and I could...
Rating: 5.0 out of 5.0 from google As a first time home buyer and a single working mom, the thought of purchasing a home was very frightening to me. Elisa was so kind and helpful every step of the way. She responded to questions quickly, she was patient with me, and she eased my anxiety so many times. Elisa was also quick and efficient. I'm finally officially a homeowner and I could... Tammy Luna Nov 24
Rating: 5.0 out of 5.0 from Encompass Elisa is amazing! She always goes above and beyond. Always available and responds to her calls/emails right away. We had a very smooth transaction. Thank you Elisa!! JackieFitchburg, MA Nov 22
Elisa is amazing! She always goes above and beyond. Always available and responds to her calls/emails right away. We had a very smooth transaction. Thank you Elisa!!
Rating: 5.0 out of 5.0 from Encompass Nothing to a say AprilSpencer, MA Nov 11
Nothing to a say
Rating: 5.0 out of 5.0 from Encompass is always a pleasure to work with Elissa. She's incredibly responsive and knowledgeable and takes wonderful care of my clients. I will continue to recommend her and look forward to working with her in the future. CarolynActon, MA Nov 02
is always a pleasure to work with Elissa. She's incredibly responsive and knowledgeable and takes wonderful care of my clients. I will continue to recommend her and look forward to working with her in the future.
Rating: 5.0 out of 5.0 from Encompass Elisa was extremely responsive, took the time to educate us, and helped us along the process ShreetaActon, MA Oct 30
Elisa was extremely responsive, took the time to educate us, and helped us along the process
Rating: 5.0 out of 5.0 from Encompass Elisa was very pleasant to work with ScottSpencer, MA Oct 29
Elisa was very pleasant to work with