About Joseph
Proudly serving clients across CA, FL, GA, IL, IN, MD, NC, NJ, OH, PA
I know that buying or refinancing a home is one of the biggest financial decisions that my clients will ever make. That's why I work hard to ensure my team has the resources and know-how to ease borrowers through the loan process, with no detail overlooked.
I have an extensive background in all facets of mortgage lending, so I can advise my team members in any situation, from a first-time home purchase to a refinancing. My expertise includes Conventional, Jumbo, FHA, VA, USDA, and Renovation loans.
I also make a point of keeping up with the latest financial and industry trends, as well as state and federal regulatory requirements, so I can serve as an informed advocate for my team and our clients. I make sure my team will not only get clients a loan, but the most competitive loan for them.
Borrower Testimonials
JOE BERARDI WAS (IS!!!) TOP SHELF ON EVERY LEVEL !! Joe's compassion, genuine care, knowledge, expertise and constant communication was incredible!!! Joe made this entire experience, from start to finish 100% great! We feel as though we Have known Joe forever and we are IMMENSELY GRATEFUL to joe for helping us...Lois ROSELAND, NJ
Joseph was very responsive and also had followed up with me after initial contact when I wasn't sure about refinancing which I appreciated! Very professional and explained everything well.Jessica WABASH, IN
Very knowledgeable and extremely timely with communication.Jeffrey D Valencia, PA
Both Joseph and Carrie made this process super easy and were very communicative. I appreciate both of them very muchVanessa PLACERVILLE, CA
We got our loan, when others said no!Marcia BARTONVILLE, IL
- View more testimonials on Experience.com & Zillow.com