We believe you deserve more from the mortgage industry.
We believe in the need for live, human interaction during a complex process. The kind of service and guidance which an app simply can’t provide.
We believe paperwork cannot tell your whole story. Our customers are more than credit scores and income documents. They are the individuals and families who live in and strengthen our communities.
Their story is our story. And that story begins in a home.
What People Are Saying:
4.86
AVERAGE
RATING
Katie was amazing to work with on all levels. She went above and beyond to be of service. Katie is very knowledgable about the home buying process and made my mortgage approval seem effortless She was super supportive and encouraging, and very available to answer questions and offer guidance to both ...
Barbara Schultz
4.86
AVERAGE
RATING
Michelle is very knowledgeable. She took the time to explain and walk us through every step in the process. Her professionalism and good humor made the process so easy. I highly recommend going with Michelle if you are looking to finance a home.
Rodney Shoaf
Berne, Indiana4.86
AVERAGE
RATING
We closed our business and did not have great computer access. Docusign is a real pain to deal with when you don't have good computer service and no printer.
Ernest Huether
Glendive, Montana4.86
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RATING
Pat was awesome, always available, and able to answer all of my questions. Thanks again Pat!
Samuel DiStefano
Delran, New Jersey4.86
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RATING
I had the pleasure of working with Chuck as he was helping us close on a townhouse for my parents. He was extremely professional, thorough and went above and beyond in every possible way. He was very friendly, super easy to work with and always available for any questions we had during the very smoo ...
Pranay Sivaraman
North Brunswick, New Jersey4.86
AVERAGE
RATING
Youssef and his team are very professional, knowledgeable and responsive. We will definitely recommend him to our family and friends. Thank you !
Jessica J Liu
Hawthorne, New Jersey4.86
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He's a great human! thank you
John R. Hurd
Middletown, Rhode Island4.86
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Mud was always available and very easy to work with.
John Kelsey
Minneapolis, Minnesota4.86
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have worked with Joe many times and it's always pleasant. He's always helpful and informative.
Cheryl A Cahill
York, Maine4.86
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It made it great because Matthew was very accessible person for any of our questions. This was a referral and I won't doubt to do the same because it was a great experience.
Leslie M Espinoza
Union, New Jersey4.86
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RATING
I was very pleased with Tim and his team service, they are phenomal
Michael Fitzgera
Lusby, Maryland4.86
AVERAGE
RATING
It was so easy to get questions answered. Everything was done quickly and timely manner! And the people we talked to are absolutely great! You could "hear" their smile through the phone!
Adam Timbario
Pottstown, Pennsylvania4.86
AVERAGE
RATING
It was an honor working with Oneil and his processor Rob Catino. They were very responsive, kept me in the loop and was truly ontop of everything. Super Impressive!
Rashida Forreste
Plainville, Connecticut4.86
AVERAGE
RATING
Silas kept open communication and was quick to respond to any questions
Joseph Curcie
GREENVILLE, South Carolina4.86
AVERAGE
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There was a miscommunication on what the new mortgage amount would be after the appraisal was done. It was corrected the next day.
Katherine Mauerman
Middletown, Delaware4.86
AVERAGE
RATING
Mr Cancun was very responsive to my husband, whenever he had questions or concerns.
Michelle Leonard
Interlachen, Florida4.86
AVERAGE
RATING
Tyler and Heather were Great!
Kelly Manning
Indianapolis, Indiana4.86
AVERAGE
RATING
Kerrell always was quicvk to respond and how me problem solve any issue i had.
Shane Sheriff Sr
OWENSBORO, KentuckyTools For You
Featured Products
Cash2Keys
Cash Offer and Buy Now, Sell Later. With our Cash Offer program, even the odds and get your offers accepted, all with the power of cash. With Buy Now, Sell Later, current homeowners can comfortably sell their old home all while securing a new one.
Access Your Home's Equity
As you start to make payments on your mortgage, you gain equity in your home. Take advantage of the equity you have built up over time and receive cash for large expenses, consolidating your debts, or home repairs and updates.
Loan Options
Conventional
- Downpayment Required
- Insurance Required
- Higher Credit Needed
- No Residency Restrictions
- Not Insured
VA Loans
- No Downpayment
- Insurance Optional
- Lower Credit Accepted
- Primary Residence
- Government Insured
USDA Loans
- No Downpayment
- Insurance Required
- Lower Credit Accepted
- Primary Residence
- Government Insured
FHA Loans
- Downpayment Required
- Insurance Required
- Lower Credit Accepted
- Primary Residence
- Government Insured
Conventional Loan:
A conventional home loan is a mortgage that is not insured by the federal government, so their terms are more flexible than USDA, FHA or VA loans. Offering low interest rates, they’re a great fit for customers with good credit and financial stability who can afford a down payment.
VA Loan:
Insured through the U.S. Department of Veterans Affairs, VA loans do not require the borrower to make any down payment or to get private mortgage insurance, amounting to substantial savings. With lower rates and the far more lenient underwriting standards, if your borrower is a current or former member of the U.S. armed forces, they are unlikely to get a better deal with any other kind of loan.
USDA Loan:
The United States Department of Agriculture developed this mortgage option to improve the economy and quality of life in rural America by encouraging the purchasing of rural land. USDA loans are issued through the USDA Rural Development Guaranteed Housing Loan Program, and you might be surprised how feasible it is to qualify for one beyond what most would consider “farmland”.
FHA Loan:
An FHA loan is a mortgage designed for low-to-moderate-income borrowers. Insured by the Federal Housing Administration, FHA loans require a lower minimum down payment and credit scores than many conventional loans.
Realtor Resources
AnnieMac Worx for Realtor Partners
AnnieMac Worx offers invaluable lessons to real estate agents via live webinars, on-demand multimedia and Fortune 500-Caliber educators. Whether you want to catch up on trending topics or enhance your knowledge of time-tested skills and situations, this exclusive outlet will broaden your knowledge base and enable you to pursue more opportunities... which means more success!
Benefits include certification programs, weekly live classes, Worx on demand, productivity tools to streamline your workflow, and coaching with one-on-one expert trainings.
